Kissinger co-founded Lendable after completing a PhD in economics at the University of Oxford. The online service is something of a Tinder of finance, matching those looking to borrow with willing investors prepared to stump up the credit. The London-based fintech also aims to speed up loan decisions by using artificial intelligence to assess risk. A £210m fundraising in March 2022 valued Lendable at £3.5bn. Many so-called unicorns – the term used to describe businesses valued at $1bn (£830m) or more – don’t break even. However, Lendable is consistently profitable and growing quickly, signing up a new customer every 30 seconds.